Rental with option to purchase
For 5% of the piano’s purchase price per month, you can rent the piano till you are ready to purchase it, in which case your current payments will be deducted from the pianos total value.
Piano priced at £5,000, 5% of £5,000 = £250pcm. 2/3 of £250 is £165. 10 months of a recurring payment of £165 equates to £1,650 this amount will be deducted from the price of the piano leaving a total balance of £3,350 to pay of at the end of the period.